Beyond the Car Seat readers have long known that LTD stands for Little Tax Deduction and now that our 2009 taxes have been submitted to ‘The Man,’ I am pleased to announced that LTD has earned his keep. Not only did we get a nice deduction, but we also got a tax credit. I know what a deduction is, but I have no idea what a tax credit is. Guess what, I don’t even want to know. After meeting with my great accountant the only thing I wanted to know is how much schmoola would be going into my coola. I must say I was pleased with the amount and you have to love the Direct Deposit. I would however caution anyone against having kids just for the deduction; the math doesn’t end up in your favor even a little bit. Yet, I will thank Uncle Sam for keeping LTD in diapers and in the lifestyle to which he has become accustom.